The Best Credit Cards for Every Situation


There isn’t a one-size-fits-all card and the best credit cards can depend on your lifestyle and goals.

Palmetto Citizens Visa

With this card, you don’t have to worry about excessive fees because there is no balance transfer fee, no cash advance fee, and no annual fee.

This card can be used by anyone who wants to avoid all the fees some other cards have. Get points for every dollar you spend to redeem for travel options and merchandise.

Chase Sapphire Preferred Card

This credit card works best for travelers who want flexible rewards. Avid travelers will get 2x the points on dining and travel.

There are no foreign transaction fees and you will earn bonus points when you spend $4,000 in the first three months when you open the account. There is an annual fee of $95.

Discover It Cash Back

This credit card is good for those who want bigger rewards in specific categories. This card will offer big earning potential on rotating categories, such as restaurants. Discover will match the cash back you earn at the end of your first year, which allows for even more savings.

Even if your purchases aren’t in the reward categories, you will still earn unlimited cash back on all other purchases. You can redeem your cash back at any time for every amount and your rewards never expire.

Capital One Venture Rewards Credit Card

With this card, you get an introductory offer with a one-time bonus of 50,000 miles when you spend $3,000 within three months of opening your account.

Miles won’t expire and there isn’t a limit on how many you can earn. There also aren’t any foreign transaction fees. There isn’t an annual fee for the first year but after that, it’s $95 a year.

Wells Fargo Propel American Express Card

For customers who want a high reward without an annual fee, this is a good choice. Earn 3x the points at gas stations, as well as on popular streaming services and travel.