If you buy a commercial property, your creditors will typically expect a property condition assessment, also known as a commercial inspection. While normally a prerequisite of lenders, its primary purpose is to protect you from making an ill-informed deal.
When getting commercial inspections Farmington Mo is much the same as the rest of the state regarding requirements. Every inspection should include a few basic items, although different lenders may have different conditions.
Some Items Are Always Inspected
Every building inspection should include these items:
- A visual inspection of the entire property.
- Heating and air conditioning.
- Electrical and plumbing.
- Structural integrity.
- Roof and basements.
- Fenestration (building envelope).
- Wood-boring insects.
- Septic or sewer line.
Other Elements That Always Require Inspection
If a building has an elevator that is expected to be used, it will have to be tested. Fire protection services, such as a fire sprinkler system, also must be inspected and tested.
Older buildings may require lead and asbestos inspections. If there is a superfund site (special areas designated as having toxic waste on-site) nearby, it may necessitate soil testing.
Some Items You Can Choose to Add On
A more modern approach that better inspectors offer is a video camera inspection. This can include the septic and well and possibly other difficult-to-reach areas that may require a deeper look.
Mold inspections are also increasing, as it can create a health hazard for employees and customers, but if dealt with quickly, it can be inexpensive to eradicate. Radon is another cause of concern. Some areas of Missouri have seen elevated levels that require a degree of mitigation.
After the Inspection
The engineer who performs your inspection will need a few hours to evaluate the data and develop a detailed analysis. With the help of sophisticated software, this results in an easy-to-read report generated usually within 24 hours of the inspection. If you have any questions about what’s in it – or what’s not – the inspector should be happy to answer them. The lender will then usually contact you about the results not long thereafter.
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